雅思写作 3-4月机考预测 大作文新题：财商低

讲题目之前，先给各位读者老爷们啰嗦一句：我发的笔记，大家别只收藏起来吃灰哟，要真正积累和准备。只要你都看了，机考老爷遇到原题的概率真的很大的。

图二是一个视频的留言截图，视频讲的很干货 这位老爷顺利分手雅思。总之，各位老爷记得看笔记和发文哈???废话完毕，上今天的题目????

这个题目较新，总频率不高，21年时考过。 最近又出来作妖了。

建议机考老爷们重点看一下

例文cr ietsfever。下面看两个例文。

例文一： It is true that many school leavers do not have the capability to manage their finance. There are many reasons for this issue, and education providers and parents can take steps to address this problem.

如今，在高中毕业生中有一个普遍的问题，即学生离开学校时没有任何个人理财知识或技能。这篇文章将概述这一趋势的一些原因，以及一些可能的解决方案来帮助解决这个问题。

There are various reasons that can cause young people to not know how to manage their money. The main reason is that most schools do not offer financial courses to students. For example, I never learned anything about how to look after my financial situation when I was in school. Furthermore, many parents nowadays are stopping teaching their children about financial knowledge because many of them prioritised other subjects, such as math, English and science. As a result, personal financial management, an essential skill, gets left out.

有各种各样的原因可以导致年轻人不知道如何管理他们的钱。主要原因是大多数学校不为学生开设金融课程。例如，我在学校的时候从来没有学过如何照顾我的财务状况。此外，如今许多家长不再向孩子传授金融知识，因为他们中的许多人把数学、英语和科学等其他学科放在首位。结果，个人财务管理这一基本技能被忽略了。

There are certainly some measures that can be taken to solve the issue. Most importantly, primary schools should make financial classes mandatory for every student. Moreover, students need to pass the financial classes to graduate. By doing this, every student will have some fundamental knowledge about money and how to manage it. On the other hand, parents also play a very important role in educating young people about financial management skills. Parents should encourage young people to practice managing money. For example, parents can open bank accounts for their children and let them run accounts by themselves.

当然，可以采取一些措施来解决这个问题。最重要的是，小学应该让每个学生都必须学习金融课程。此外，学生需要通过金融课程才能毕业。通过这样做，每个学生都会有一些关于金钱和如何管理它的基本知识。另一方面，父母在教育年轻人理财技能方面也扮演着非常重要的角色。父母应该鼓励年轻人练习理财。例如，父母可以为孩子开设银行账户，让他们自己管理账户。

In conclusion, young people do not know how to manage money because school and parents do not teach them. In order to solve this question, it requires effect from both school and parents.

总之，年轻人不知道如何管理金钱，因为学校和父母没有教他们。为了解决这个问题，需要学校和家长的共同努力。

例文二： There is a common problem among high school graduates these days where students are leaving school without any knowledge or skill in personal money management. This essay will outline a number of reasons for this trend and a number of possible solutions to help tackle the issue.

如今，在高中毕业生中有一个普遍的问题，即学生离开学校时没有任何个人理财知识或技能。这篇文章将概述这一趋势的一些原因，以及一些可能的解决方案来帮助解决这个问题。

Firstly, one of the main causes of this problem is that the majority of high school students live with their parents and are completely financially dependent upon them. Most students do not need to work to earn money while at high school, as their parents pay for all their needs, and therefore do not gain any understanding of earning and saving money. Usually, the only money that students receive is from their parents and this is typically in the form of pocket-money, which is given with the intent of it being spent. Therefore, young people only really learn how to spend money, and not how to earn, save or manage it wisely.

首先，造成这个问题的一个主要原因是大多数高中生和父母住在一起，在经济上完全依赖父母。大多数学生在高中时不需要工作赚钱，因为他们的父母支付他们所有的需求，因此对挣钱和存钱的现实没有任何了解。通常情况下，学生从父母那里得到的唯一的钱，通常是以零花钱的形式，这些钱是为了花出去而给的。因此，年轻人真正学会的只是如何花钱，而不是如何赚钱、存钱或明智地管理钱。

However, there are a number of viable solutions to help students deal with this problem. Firstly, basic money management skills could be included as a compulsory subject for students in their high school years, which would help equip them with the knowledge and skills to manage their own personal finances when they leave school, move out of home and enter employment. The second possible step that could be taken to help curb this problem is through education at home. Parents need to take responsibility to make sure that their children are adequately educated in such matters to ensure their children maintain a successful and independent financial situation after graduating and leaving home.

然而，有一些可行的解决方案来帮助学生处理这个问题。首先，基本的金钱管理技能可以作为学生在高中的必修科目，这将帮助他们在离开学校、离开家和就业时掌握管理自己个人财务的知识和技能。遏制这一问题的第二步可能是通过家庭教育。父母需要承担起责任，确保他们的孩子在这方面接受了充分的教育，以确保他们的孩子在毕业和离开家后保持成功和独立的财务状况。

In conclusion, although money management is a problem for a lot of school leavers, there are a number of viable solutions to counteract this problem.

综上所述，虽然金钱管理对许多毕业生来说是一个问题，但有一些可行的解决方案可以解决这个问题。