NEC 的 Classic 模式需要同学们以小组的形式完成一篇学术论文，以卓老师这些年带 NEC 的经验来看，要想论文分数高，高质量的引用必不可少。简单来说就是我们引用资料的质量和数量决定了这篇论文的高度。而且今年 AS 组别今年所涉及的 Fintech（金融科技）偏向金融，又是一个较新的概念，资料的重要性就更高了。
很多同学都来问我有没有什么相关阅读资料可以帮助他们更好理解并回答题目。今天卓老师就给大家推荐一些我精选阅读资料，这些高质量的资料保证你看完以后，思如泉涌，助你轻松拿奖。
1 参考论文
Fintech, bank funding, and economic growth in Sub-Saharan Africa
https://www.tandfonline.com/doi/epdf/10.1080/23322039.2023.2225916?needAccess=true
FinTech, Lending and Payment Innovation: A ReviewSumit Agarwal, Jian ZhangFirst published: 10 April 2020
https://doi.org/10.1111/ajfs.12294Citations: 66
https://onlinelibrary.wiley.com/doi/10.1111/ajfs.12294
Can Fintech Foster Competition in the Banking System in Latin America and the Caribbean?Author links open overlay panelPablo Bejar a, Kotaro Ishi b, Takuji Komatsuzaki b, Ippei Shibata b, Jasmin Sin b, Suchanan Tambunlertchai b
https://www.sciencedirect.com/science/article/pii/S2666143822000163#sec0021
The Real Effects of FinTech Lending on SMEs: Evidence from Loan ApplicationsECB Working Paper No. 2022/263948 Pages Posted: 15 Feb 2022
https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4035081
The determinants of debt financing: The case of fintech start-upsAuthor links open overlay panelElisa Giaretta a, Giusy Chesini b
https://www.sciencedirect.com/science/article/pii/S2444569X21000330?pes=vor
Impact of Fintech on Bank Risk-Taking: Evidence from China
https://www.mdpi.com/2227-9091/9/5/99
2 选读
Central Bank and Fintech: Regulatory Challenges and Framework
https://link.springer.com/chapter/10.1007/978-3-031-11545-5_3
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