2023年NPFC全美个人金融挑战赛介绍

01、竞赛简介 About NPFC

NPFC全美个人金融挑战赛National Personal Finance Challenge是全美唯一针对初高中生的个人金融素养类竞赛，测试个人金融理财和经济相关知识。

NPFC主要包括初中组和高中组两个大组别。

The National Personal Finance Challenge (NPFC) is a nationwide competition that provides high school students the opportunity to build and demonstrate their knowledge of money management. Teams showcase their expertise in the concepts of earning income, spending, saving, investing, managing credit, and managing risk.

NPFC has two divisions - Middle School and High School Division.

02、适合学生 Eligibility 

适合全球所有对金融、经济、商科等相关领域感兴趣或意图申请相关大学专业的初高中生

All middle and high school students are recommended to compete if interested in finance, economics and related business fields or planning to apply for business-related majors in college.

03、竞赛流程 Contest Structure 

【初赛】老师注册，由三至四名初/高中生组成团队参加线上测试。选手需要在35分钟内完成30道选择题，每题答对得10分，团队分数取团队得分最高的三名队员成绩总和。胡杨赛队属于VA弗吉尼亚赛区。

若出现平局，线上答题总耗时短的队伍获胜；如若还是分不出胜负，第四名队员的成绩和耗时将作为评判胜负依据。

【决赛】每个州的冠军队伍会有资格参加国家决赛。通常6月初某一天举行。决赛形式为案例分析演讲。

[State Level] The approved test center will resgiter student teams. Teams of three to four students complete online exams that may qualify them for an exciting championship competition. Each student will be given 35 minutes to complete a 30 question rapid-fire exam. Each correct answer is worth 10 points. The team's score is the sum of the top 3 students' scores. Populus Academy is registered in the Virginia state.

In the event of a tie, the tiebreaker will be the team that used the least amount of time on the online exam. If necesarry, the score and testing time of the fourth student will be used as additional tiebreakers.

[Finals] The winning team from each state moves on to the National Finals. Finals consist of a case study where teams present to a panel of judges.

04、2022-23学年度竞赛时间与地点参考

2022-23 Dates and Location

【初赛】3/6-3/31（截止美东时间下午5点）的某一时间段（具体时间由学生和考点商议确定）；线上

【决赛】6/4-6/5；线下（俄亥俄州克利夫兰市）

The state-level contest will be held Monday, March 6, 2023 - Friday, March 31, 2023 at 5:00 PM EST. The specific time is set by the registered test center.

For spring 2023, the National Finals will be held at the Federal Reserve Bank of Cleveland where teams will compete in-person on June 4-5. While in Cleveland all expenses will be covered (this includes food, lodging, and all events. This excludes travel costs to/from state of origin).

05、奖项 Awards

决赛胜出队伍会获得奖金，其中第一名2000美金，第二名1000美金，第三名500美金，第四名250美金。

Top-performing teams in the National Personal Finance Challenge receive a trophy, banner, and cash prizes for each student member corresponding to their team’s rank in the National Finals:

1st place: $2,000

2nd place: $1,000

3rd place: $500

4th place: $250